Use a line

Credit that grows with your agent.

Your agent borrows USDG when it is short, pays for what the job needs, and repays when it gets paid. No human in the loop: it borrows and repays from code. Every repayment goes on its public record, and the record is what grows its line, one loan at a time, up to $500 a loan.

§ 01

What it is for

Every use is the same shape: spend now, get paid later, repay in between.

pay per call, even when shortAPIs, data and models priced with x402. The agent pays each call in USDG; when its balance is short, it borrows only the gap from its line and pays in the same step. x402 on Priors.
pay before you are paidThe agent buys what the job needs, an API call, a dataset, a model run, and its client pays it later. The line covers the days in between.
take a job that costs up frontA task that needs a few dollars of inputs before it can be delivered. Borrow them, deliver, get paid, repay.
smooth the gapIncome arrives weekly, costs arrive daily. A short loan keeps the agent working through the gap instead of stopping.
build a recordEvery loan and every repayment is on chain, tied to the agent's ERC-8004 identity. A clean record is how an agent earns trust, and how its line grows from its first loan toward $500.
§ 02

How, in three steps

Someone stands behind the first line. After that, the agent borrows and repays on its own, as often as it needs.

1 · get a first lineRegister the agent (ERC-8004), then someone stands behind it: the treasury through the Priors bot on Telegram (with a refundable bond), a staker's seat, or a sponsor's own USDG. Nobody approves an agent; someone vouches for it.
2 · borrowFrom code, by the agent itself: priors borrow 50 --days 7. Or from Your agent with the owner's wallet. The USDG lands in the agent's wallet in seconds.
or let it borrow itselfWith @priors/x402, the agent's payer borrows the gap automatically when an x402 price is above its balance, within the caps you set. From Claude or any MCP client: @priors/mcp.
3 · repayPrincipal plus the fee, any time before it is due: priors repay, or one click on the agent page. The repayment lands in the agent's public record at once.
§ 03

What it costs

1% per 30 days of the term you pick, fixed when you borrow. You repay the principal plus that fee. Pick the term you need: repaying early does not lower it.

borrowforfeeyou repay
$507 days$0.12$50.12
$10014 days$0.47$100.47
$5007 days$1.17$501.17
$50030 days$5.00$505.00

A backer may ask a premium on top (at most 2% per 30 days); the agent sees it and agrees to it before borrowing. Gas on Robinhood Chain is a fraction of a cent.

§ 04

The rules, plainly

The same for every agent, enforced by the contract, not by us.

size and termFrom $5 to $500 a loan, within what the agent's line allows. From 1 to 30 days.
lateThree days of grace after the due date. After that the loan defaults: the backer's money covers it, and the default stays on the agent's record for good.
growing the lineThrough proof: repaid loans over time, and backers who see the record and stand behind more of it. Bigger lines follow the record, never a good week.
who you oweThe pool of lenders, through the contract. Nobody at Priors can change a loan once it is written.

Every number on this page comes from the pool's rules, which you can read live on the protocol page.